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CPS1290 Sahda R. et al.
            symmetrical.The output of the probit model is quite complete, including the
            regression  coefficient,  significance  of  variables,  marginal  effects,  then  the
            probability value which is the inverse of the value Z. The probit model has also
            been  widely  used  in  previous  housingownership  studies,  including
            Gandelman's  research  (2005),  Constant,  Roberts,  and  Zimmermann  (2007),
            Guris, Caglayan, and Un (2011), and Aizawa and Helble (2016).

            3.  Results
                Overall, 48.33 percent of households in DKI Jakarta have their own homes
            and 51.67 percent of households occupy non-own homes. This makes DKI
            Jakarta the lowest region in terms of home ownership in Indonesia (BPS, 2018).
            From the results obtained, it can be concluded that more than half of the
            population of DKI Jakarta lives in houses that are not theirs.
                The percentage of household owning a house based on many variables
            can  be  seen  in  Table  1.  The  interesting  figures  is  that  woman  has  higher
            number owning house than man. Informal worker also has higher probability
            to own house.
                   Table 1. Distribution of self-owned housing status based on independent variables
                                                                          Percentage of
                                                                           households
              No.         Variables           Category       Percentage
                                                                         with their own
                                                                             houses
              (1)           (2)                  (3)            (4)           (5)
                                          >7.000.000            31            72,5
              1.    Household expenditure
                                          ≤7.000.000            69            37,7

                   Sex of the head of the   Man                 83,4          46,1
              2.
                   household              Woman                 16,6          60,4
                   Age of the head of the   ≥35                 78            57,6
              3.
                   household              <35                   22            16,3
                   Educational level of the head   ≥ Senior high school    60,2    49,7
               4.    of the household     < Senior high school    39,8         46

                                          Married or ever
                   Marital status of the head of                92,6          51,1
               5.                         married
                   the household          Single                7,4           16,6
                                          Formal                55,4          39,5
                   Job status of the head of the
               6.                         Informal or
                   household                                    44,6          57,2
                                          unemployment
                   Number of household    ≥4                    52,9          58,1
               7.
                   members                <4                    47,1          37,7
                                          Yes                   60,6          47,7
               8.    Presence of children
                                          No                    39,4          49,8
            Source: Susenas Kor 2017 (processed)

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