Page 170 - Special Topic Session (STS) - Volume 1
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STS 422 Zarina A.R
                  Highlights from the Demand-Side Survey 2018





























































                  As for the barriers to participation in the financial system, the survey shows
                  that more that 45% of Malaysians with no financial product/service have cited
                  “having  insufficient  disposable  income/money”  to  be  the  main  reason,
                  followed by not having the need for the financial services.








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