Page 170 - Special Topic Session (STS) - Volume 1
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STS 422 Zarina A.R
Highlights from the Demand-Side Survey 2018
As for the barriers to participation in the financial system, the survey shows
that more that 45% of Malaysians with no financial product/service have cited
“having insufficient disposable income/money” to be the main reason,
followed by not having the need for the financial services.
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