Page 17 - Contributed Paper Session (CPS) - Volume 1

CPS651 El Mostafa T.
Thus, this finding also leads us to meditate on this vulnerability in its various
expressions.
Many studies reported that this population suffers from a glaring lack
security, only 20% of seniors have a social and medical insurance. "Few of them
have access to care in the presence of physical and financial dependence that
increases with time, in a context where the support of these persons within the
family is threatened, including many societal changes which the increasing
number of nuclear households illustrates, "the EESC in 2015.

Furthermore, the results of (ENPA) revealed that almost two thirds (59.1%)
of these people said they did not have the means. This proportion is higher
among relatively Disadvantaged populations, it represents in rural areas
(62.1%) and women (62.8%) while in urban areas (55.2%) and men (55.1 %).
The non-use of health care, once the person is ill, is higher in rural (62.1%)
than the urban areas (55.2%), particularly among women (62.8%). This
difference between the two areas is due, among others, to the uneven spatial
distribution of healthcare services. Moreover, the hospitals suffer from a lack
of specialized geriatric structures that take into account the peculiarities of the
elderly.
Indeed, the current situation reveals failures in the health system in
Morocco, among others, the weakness of medical coverage. The elderly are
the first to suffer.
4.3. Retirement a major challenge to overcome

The transition from working life to retirement affects an entire system of
life of older people whose financial resources (pensions) are an important
component especially through some representations based on the existential
security and survival of this fringe in conditions worthy of a human.
Like many countries, to varying degrees more or less advanced, Morocco
is experiencing a significant increase in its population aged 60 and over, while
it represented 9.6% in 2014 of the total population, its share should increase
by half by 2020 to get to a Moroccan out of four over 60 years in 2050.
Therefore, several questions rise through the rate of the social coverage
(retirement) for our elders and the quality value and the persistence of
pensions and their collection modes. Furthermore, 16% of the Moroccans
aged 60 and older reported receiving a retirement pension with a clear
dichotomy in the two sexes because women are the most penalized by this
system. Just 3% of women benefit versus 30.4% of men. Otherwise, the
physical and financial dependence increases, in a context in which taking care
of these persons within the family is threatened, particularly by the increasing
number of nuclear households. The emergence of some specific centers for

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