Page 217 - Contributed Paper Session (CPS) - Volume 6

CPS1892 Yang Xinhong
industry associations' staffs that are familiar with the situation. The sample
size of "NOF" is 190, including 140 "big self-employed households" and 50
"general self-employed households".
For the sample of "big self-employed households", a group of three
people will carry out the interview and survey. First, the market manager
contacts the interviewees and makes an introduction in order to dispel their
misgiving; then the survey interviewer explains the purpose of the survey, the
method of sampling, the significance of the authenticity of the extracted
samples to the representativeness, the scope of use of the survey data and
the principle of confidentiality. After the interviewees' approval, the
interviewer will inquire in detail about the turnover times, capital amount, the
proportion of "NOF" and other indicators. Industry associations' staff makes
a judgment about their credibility.
For the sample of "general self-employed households", in order to dispel
the interviewees' misgiving and raise the credibility, only market managers
are entrusted to conduct the survey by applying unstructured interview (that
is, market managers who are familiar with the main content of the survey chat
to get the survey results without questionnaire), with focus on "NOF" amount.
2.3.2 Hold a forum to survey the industry development and financial
activities.
Invite the director and professional personnel from Shenzhen Trade and
Services Association, Shenzhen Gold and Jewelry Industry Association,
Shenzhen Cell Phone Association and Unifortune Supply Chain Management
Co., Ltd, a total of 12 people to carry on a forum for the purpose of
understanding the operation status of the whole industry, the financing
channel and scale of empirical data. "Shenzhen Industry Development and
Financial Activities Questionnaire" will be distributed and collected in the
forum.

3. "NOF" Scale Measurement and Evaluation
3.1 Distribution of Sample Values and Statistics
3.1.1 Distribution of Character Values of the Sample Unit
Among the 190 samples, 56 self-employed households had no "NOF" in
2015. Besides their owned capital, the operating capital mainly comes from
formal financial institutions (banks) through mortgage (houses and goods).
134 self-employed households had "NOF", among which gold and jewelry
account for the largest amount. They mainly make loans through "NOF"
activities, with the amount over RMB 10 million. This is mainly due to the large
amount of the gold and jewelry business: in 2015, the operating income of
the 30 sample units was RMB 10.268 billion, with an average of RMB 340
million for each sample. The volume of transactions is so large that it requires

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